About Us

Credo 1 Solutions is the Risk Management, Insurance and Business Solutions provider that can help your company meet today’s complex challenges. Honesty, integrity and a dedication to service are our core values. Credo is Latin for “We Believe”; and we believe in service to others and a devotion to our clients’ evolving requirements. We base our actions on divine principles, are driven by our values and desire to become your protection partner.

Our professional team members possess a broad base of experience and expertise gained from serving at senior leadership levels of government and private industry. They come from diverse backgrounds in the mortgage and real-estate industry and are passionate about customer service.

We are a veteran owned and family run insurance agency, providing a full range of insurance and financial services.  Our goal is to be your Protection Partner.  After protecting our great country and its citizens for 25 years first as an Army officer, then as an FBI Special Agent, Ladi Carballosa is now focused on protecting your family and the assets you have worked hard to earn.

Our Team

John Anthony Davis

John is a season insurance agent. He is a sports enthusiast. He specializes in auto, home, umbrella, and life insurance. He has been an industry leader and focuses on maximizing our client’s coverages while maintaining affordability. He poses extensive background in risk assessment for landlord, life, auto, fire, theft, property, and personal liability insurance.

Clayton Miller

Clayton is a native of Northern Virginia. He has an Emergency Medical Degree and worked as an Emergency Room Paramedic for 10 years. He owned his own business for 25 years in Corporate and Civil Bond underwriting. We are lucky that Clayton chose Allstate over 12 years ago and has been a member of our office since then. In addition, he has a background and a master’s certificate in Commercial Trucking and is an Allstate Commercial Certified Agent. Beside auto, home and life, is a commercial insurance expert. He is an avid baseball fan and in his free time is a baseball umpire for Northern Virginia Travel Baseball (NVTBL), National Federation of High School Baseball (NSHS), and the National Collegiate Athletic Association (NCAA).

Gail Wageley

Account Manager

A native of NoVA with over 20 years of experience with Allstate, and extensive
understanding of all aspects of Agency functions, focusing on both sales and service.
Ensures our customers in VA, MD, DC and WV have the best possible coverage to
protect their family. Licensed in Property & Casualty and Life & Health.

Has a teen entering college next year, and an Ashburn resident for 20 years.
JMU grad and mom who is very proud of all her daughter's accomplishments!

Shari Henderson

Shari has been a member of the Northern Virginia Community since 1975. She is avid Sports Fan and loves all her beloved Washington Teams. On summer weekends you will find Shari visiting many of our famous Virginia Wineries. She has been in the insurance industry for 30 years and brings her knowledge and passion for serving and protecting our all our clients. Her enthusiasm is contagious, and you will greatly benefit from having Shari review your coverages. She specializes in Auto, Home, PUP, motorcycle and Commercial Business insurance. She is licensed in Virginia, West Virginia, and Maryland.

Ladislao “Ladi” Carballosa

After 22 years protecting you and the Constitution of our great nation as an FBI Special Agent, Ladi decided to enter the private sector and become an Allstate Agent. His goal is to earn your trust and become your protection partner. Credo is Latin for I believe, and I believe in service to others, honesty, and integrity. Credo 1 Solutions is based on the golden rule and guided by divine principles.

Carol Tubridy

Carol has been a resident of NoVA most of her life. She has over 30 years of insurance experience ranging from claims to customer service. Carol is passionate about her children and grandchildren. She is knowledgeable about insurance coverage and matching coverage with client needs.