Auto Insurance

When it comes to your automotive insurance, you want to receive the best rates that you can get. It is our objective to help you find these rates and ones that will work within your budget. Along with our competitive rates, we provide benefits such as accident forgiveness and multi-policy discounts. If you are interested in receiving a free quote from Credo 1 Solutions, call today at 703-866-0507.

We provide solutions for all vehicles, including:

  • Motorcycle
  • Boat
  • RV
  • Golf Cart

How Much Are You Saving On Car Accidents?

Hopefully, you’ll never have to experience an automotive accident. However, it’s always best to prepare yourself in case it ever happens. Automotive insurance can potentially save you thousands of dollars in expenses related to a crash:

  • Automotive crashes cost $61,600 on average
  • If critically injured, you could accumulate hundreds of thousands of dollars in medical expenses
  • The annual cost of automobile accidents in the U.S. is $299.5 billion

And there are also other expenses that tend to get overlooked such as missed time from work, the cost of a rental vehicle, and the time spent trying to deal with the aftermath of the accident. Automobile accidents can lead to severe financial hardship if you are uninsured or underinsured. Let us help you get the coverage you need, so that you don’t have to be concerned with the financial impact of a crash.

Auto Insurance Covered Is Required

The three main types of auto insurance are:

  • Liability: Covers the costs of injuries and property damage if you are at fault in a car accident.
  • Collision: Covers the costs of repairs or to replace your vehicle after an accident
  • Comprehensive: Covers losses that aren’t “collision” related, such as damage from severe weather or theft.

In Virginia, as well as every other state in the U.S., auto insurance is required. Minimally, you need liability insurance. Depending on your situation, budget, and needs, it may be a wise decision to get collision or other coverage as well. For instance, if you have a loan out on your vehicle, banks will require you to have full coverage.

Some other types of coverage that you may want to consider are:

  • Medical payments: Covers medical expenses for you and other passengers in your vehicle, whether you were at fault or not.
  • Personal injury protection (PIP): Similar to medical payments coverage, with the added benefit of covering lost wages.
  • Rental reimbursement: Helps cover some or all of the costs of a rental vehicle while yours is in the shop or while you’re looking for a new vehicle.
  • Towing and roadside service: Covers the costs of towing your vehicle or provides roadside assistance.

Thinking Of Buying Auto Insurance Online?

Buying auto insurance online may be convenient, and seem like a great idea. However, there are some drawbacks that many drivers are unaware of. For instance, the insurance you pick may not fit your needs. It’s easy to make the mistake of just getting the most basic coverage because it’s the easiest and cheapest. But when you get into an accident, you’ll quickly find out you won’t be compensated for the expenses you need to recover after your accident.

You should always discuss your needs and concerns with a qualified agent so that you get the right insurance coverage for you or your family.

For more information regarding automotive Insurance in Virginia, Maryland, West Virginia, and District of Colombia, call 703-803-8191 to speak to an insurance agent from Credo 1 Solutions today