Boat Insurance
Do you love to fish, sail or yacht? Is an ideal afternoon for you simply cruising around in your boat? If so, you’ll want boat insurance to protect your most prized possession. Boat insurance won’t just protect your watercraft, but also your passengers and equipment.
Water activities are a ton of fun and they’re a great way to bring friends and family together. Unfortunately, accidents do happen and injuries can occur. In order to protect your finances and your investment, you’ll need boat insurance.
Boat insurance covers a number of potential outcomes, including:
- Expenses when someone is injured.
- Expenses when a person’s property is harmed.
- Physical damage to your property, like your trailer or boat.
- Property equipment, including oars, life preservers, anchors and tools.
- Fishing equipment, like tackle, lures, rods and nets.
- Towing in the event that your boat needs to be serviced.
- Medical payments or funeral expenses if a passenger was injured or there was a fatality.
- Uninsured or underinsured coverage in case you get into an accident with a boater who doesn’t have sufficient insurance.
Practically any type of water vessel can be insured, including speed boats, jet skis, yachts and personal watercraft. Even when your boat is docked or stored at home, it can still be stolen, vandalized or damaged.
Every boater should know the basics of boat safety. First, you should take a boating safety course as soon as possible. Whenever you have passengers, educate them about boating safety as well. Make sure everyone on board wears a life vest and always follow the rules of the waterway you’re on. Make sure everyone stays sober, especially whoever’s driving the boat. Lastly, make sure to have reliable boat insurance to protect you from liability claims, storm damage, theft and capsizing.
For more information regarding automotive Insurance in Virginia, Maryland, West Virginia, and District of Colombia, call 703-803-8191 to speak to an insurance agent from Credo 1 Solutions today