Motorcycle Insurance

Thousands of motorcycle accidents occur from year to year. That alarming rate should prompt motorcycle riders to protect themselves with motorcycle insurance as quickly as possible. Most states require their riders to obtain the insurance if their motorized unit has an engine that is more than 50ccs.

Motorcycle insurance covers the rider and other people on the road. States require motorcycle owners to have liability coverage, which is coverage that pays for bodily and physical damages that happen to someone other than the motorcycle driver. A rider can purchase additional insurance that will cover him or her in the case of an emergency or accident.

Examples of additional insurance that a rider can get are medical coverage, uninsured motorist coverage, comprehensive coverage, collision coverage and accessories coverage.

Accessories coverage replenishes items such as helmets, gloves and other things that get destroyed in an accident. Collision coverage can pay for dents, nicks, scratches and more. Uninsured motorist is for accidents that involve people who do not have any insurance. Medical coverage can help with medical bills or funeral costs.

A wide variety of factors affects the rate that a person receives for bike insurance. First, the size of the engine has a bearing on the price. Next, the style of the bike affects the price. A red sport bike will have a higher insurance rate than a cruiser will, for example. Location plays a huge part in the price of motorcycle insurance. Insurance for motorcycle riding in a busy city can be more than twice the amount that insurance in a slow rural area is.

A Virginia motorcycle insurance agent can help a person to meet the state requirements and elect any additions that he or she may need. The interested party can contact the company today to get the process started.

For more information regarding automotive Insurance in Virginia, Maryland, West Virginia, and District of Colombia, call (703) 803-8191 to speak to an insurance agent from Credo 1 Solutions today.